SPIRIT SE-1 FINANCING
Financing Built for the Spirit SE-1
Specialized aircraft financing designed for Spirit SE-1 buyers, backed by a local bank that understands unique lending opportunities and supports your aviation goals.
Special financing available for buyers of the Spirit SE-1
Purchasing a Spirit SE-1 is unlike buying a traditional vehicle or recreational asset—and financing should reflect that.
Timberline Bank is proud to partner with Spirit Engineering as a dedicated financing provider for the Spirit SE-1 Light-Sport Aircraft. Because financing options for aircraft like the SE-1 are limited, we’ve created a program specifically designed to help qualified buyers move forward with confidence.
With local decision-making and personalized service, our team helps make SE-1 ownership simple, clear, and accessible. Whether you're purchasing for personal use, training, or business purposes, we’re here to help you get off the ground.
Program Highlights:
- Fixed Rate: 8.5%
- Term: Fully amortized over 8 years
- Up to 100% Financing based on invoice price
- No Prepayment Penalty
Designed specifically for qualified Spirit SE-1 buyers looking for a straightforward financing solution with local support and fast decision-making.
Disclaimer: Financing subject to credit approval and underwriting review. Minimum credit score of 680 required. Borrower may be an individual or commercial entity. Proof of insurance required with coverage exceeding the loan amount. Loan secured by a first lien on the aircraft with documentation filed through the FAA. Loan origination fee of 1% plus $150 processing fee and applicable closing costs; fees and closing costs cannot be financed and must be paid at closing. Consumer borrowers must meet a maximum debt-to-income ratio of 40%. Commercial borrowers must meet a maximum debt-service ratio of 1.50x. Loan approval required from a Branch President or higher. Terms and conditions subject to change without notice.
Unlike traditional lenders, Timberline Bank understands that specialty aircraft financing requires a different approach. We work directly with Spirit Engineering to provide financing options tailored specifically for the Spirit SE-1, making the process smoother, faster, and more transparent for buyers.
As a relationship-driven community bank, we prioritize personalized service—not call centers or complicated approval processes.
Financing is available for qualified individual and commercial borrowers.
General requirements may include:
- Minimum 680 credit score
- Proof of insurance
- FAA first lien documentation
- Debt-to-income qualification for consumer borrowers
- Debt-service ratio requirements for commercial borrowers
- Final underwriting and credit approval required
Our lending team will walk you through the full process and help determine the best structure for your purchase.
Get Started Today.
We are a full-service, locally owned bank founded in 2004 by our employees and community investors, with local leadership guiding decisions in each market we serve. Our approach is simple: make banking comfortable, approachable, and backed by real expertise. We understand what it means to be invested in our community, so we treat our customers as peers and prioritize their success. The fact that most of our new customers come through referrals shows our commitment to doing things right.